Car insurance no claims bonus for second driver

 · Since claims cost the insurance carriers time and money, a no claims bonus is one way to reward drivers who have an intact record. This exact bonus structure does not .  · I bought a second car and found an insurance quote.I sent a copy of the insurance certificate for my other car showing 10 years’ no-claims discount (NCD) but was told I Author: Anna Tims.  · Named drivers do not earn no claims discount, only policy holders do. However many insurers will give you some sort of discount if as a named driver you have not made any claims. It is best that you contact your current insurer and see what they says as different companies have different rules regarding this.

A no-claims bonus (NCB), sometimes referred to as a no-claims discount, is the number of years that you haven’t claimed on your car insurance policy. We’ll be using these terms interchangeably throughout this guide. A no-claims bonus of five years or more could give you a discount on your insurance costs. But the level of discount might vary between insurers. Named drivers do not earn no claims discount, only policy holders do. However many insurers will give you some sort of discount if as a named driver you have not made any claims. It is best that you contact your current insurer and see what they says as different companies have different rules regarding this. NCDs, aka No Claims Discounts, is a premium discount offered to policyholders for every year of driving claims-free. Originally known as No Claims Bonus (NCB), the name was subsequently changed to reflect its nature clearer - it does not give the policyholder any extra money, but rather reduces their premium the following year. For car insurance in Hong Kong.

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